"He Lost £10,000 at 18": Protecting Your Child from Devastating Scams

One mistake cost Oliver Wright everything. His tragic story shows why talking to your children about online scams isn’t optional—it’s essential.

Oliver's Heartbreaking Story

The Trap

At 18, Oliver was promised quick returns for a small investment.

Within three days, scammers drained his entire £10,000 savings.

The Aftermath

Five years of emotional suffering followed this devastating loss.

His mother said simply: “His heart just broke.”

The Warning

Scams don’t just cost money. They can cost mental health.

Thousands of young people fall victim every year.

Sexual Content

Test accounts received 28+ Reels describing sexual acts despite "sensitive content" filters

Substance Abuse

Videos celebrating alcohol consumption and nicotine products appeared frequently.

The Gen Z Testers' Experience

Create Test Accounts

Five Gen Z testers (18-22) created accounts for hypothetical teens with different interests.

Daily Monitoring

They scrolled through feeds for up to an hour daily, interacting normally with content.

Document Findings

All received sensitive content. Four reported distressing experiences from Instagram’s recommendations.

Share Results

Findings published in report supported by nonprofit Accountable Tech.

Meta's Response to Findings

Dismissal of Results

Called testers “biased” and some flagged content “unobjectionable” or similar to “PG-13 film” humor.

Statistical Argument

Claimed report identified just 61 “sensitive” pieces, less than 0.3% of content seen during testing.

Investigation Promise

Said they’re “looking into why a fraction” of flagged content was recommended to teen accounts.

What Worked vs. What Failed

Working Protections

Private accounts by default

Restricted direct messages

Limited tagging abilities

Failed Protections

Sensitive content still recommended

Inconsistent time limit reminders

Late night notifications appeared

The Algorithm's Impact

Perception Shaping

Algorithms normalize sensitive content through repeated exposure

Content Targeting

Recommendations snowball into obsessions with specific topics

Mental Health Risks

32% of teen girls reported Instagram worsened body image issues

The Regulatory Landscape

State Lawsuits

41 states sued Meta in 2023, claiming Instagram and Facebook harm children.

Surgeon General Warning

Recommended warning labels on social media, similar to cigarettes.

Kids Online Safety Act

Bill requiring “reasonable” care to protect minors reintroduced to Congress this week.

Expert Advice for Parents and Teens

Monitor algorithm recommendations

“Try to maintain an active stake or interest in what’s getting shown in your feed,” advises Saheb Gulati, the Stanford-bound tester.

Don't rely solely on Teen Accounts

Instagram’s protections can’t be trusted to shield kids from harmful content or the app’s recommendation algorithm.

Delay access to Instagram

Important contacts

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